RBI 'vision document' aims at minimising cash transactions by 2015 domain-B RBI 'vision document' aims at minimising cash transactions by 2015. |
пятница, 29 июня 2012 г.
RBI 'vision document' aims at minimising cash transactions by 2015 - domain-B
bertayfybuqutyp.blogspot.com
четверг, 28 июня 2012 г.
Charlie Sheen's 'Anger Management' needs counseling - Boston Herald
viningocouqyl1601.blogspot.com
NEWS.com.au | Charlie Sheen's 'Anger Management' needs counseling Boston Herald Charlie Sheen knows what you're thinking. A year after being booted from the CBS hit “Two and a Half Men†over his drug and alcohol binges, he faces the camera: “You can't fire me. “I quit. “You think you can replace me with some other guy? It.. . Dover grad James Black joins Sheen in 'Anger Management' Charlie Sheen returns in 'Anger': more of the same |
вторник, 26 июня 2012 г.
Privacy study shows Google
dyakonostrlin.blogspot.com
Using trackers called “web bugs,” third parties collecty user data from many popular and sites oftenallow this, even though theird privacy policies say they don’t share user data with “Web bugs from Googlw and its subsidiaries were found on 92 of the top 100 Web sitess and 88 percent of the approximately 400,0009 unique domains examined in the study,” the authorsw found. Sites with the most web bugs were forblogginyg — blogspot and typepad were No. 1 and No. 2 on the list in and blogger was No. 4. Google itself was No. 3. Ashkanj Soltani, Travis Pinnick and Joshuaz Gomez ofthe university’s information school wrote the published Monday.
They analyzed privacy policies posteds on websites and found loopholes used by many site operatorse to allow third partiesa to still collect data on who views Theyalso found, for that although websites may reassure visitors that “we don’t share data with third parties,” thoswe third parties don’t include a company’s affiliates — Googl e (NASDAQ: GOOG), for example, has 137 subsidiary “The law on affiliate sharing generally is more than that on sharing user data with third party companies, the report said.
Companies controlling the top 50 busiest websited had an average of 297 affiliates meaning they could share user data with a lot ofothefr companies. Popular site , for is owned by New York’s (NASDAQ: NWS), which has more than 1,5000 subsidiaries. (NYSE: BAC) in N.C., has more than 2,300 subsidiaries. “User do not know and cannot learmn the full range of affiliateds with which websites may share thereport said. Though many Internet users are familiawith “cookies” used to study theid surfing habits, they are less familiar with so-calle “web bugs,” which can’t be cleare d out of a web browser, since they are part of a website’e HTML code.
Since the web bugs are created directlh bythird parties, their use doesn’t strictly count as of data by the website’s though users concerned about privacy may be unimpressede by this technicality. “We believe that this practice contravenes users’ expectations; it makes littlee sense to disclaim formalinformation sharing, but allow functionally equivalent trackiny with third parties,” the report said. Who'ws in charge of privacy? Although surveys of internet users show peopleare “verty concerned about privacy and do not want websitexs to collect and share their personal information without sifting through privacy policied is not practical.
It would take 200 hours a year for a typical person to read the privacty policies of all the websites they for example. Thus “users have no practica l way of knowing with whom their data will be thereport said. On the policy front, the reportt finds “no one knows who is in chargse ofprotecting privacy” in the United People can complain to the Federal Traded Commission and other agencies, but even the FTC’es “principles for behavioral tracking make no mentiom of any enforcement or accountability.” A low numbetr of complaints to various agencies means consumers don’g really know where to complain, the repor t said.
The FTC looks at online privac more in termsof “harms” done to the report said, rather than also in terms of controol over personal information, which is what most users care The report makes several suggestions for including more aggressive action by the FTC to protect onliner privacy. It also calls for clearer privacy policies on websites, written so that averagre users can understand them. ’ws (NASDAQ: ADBE) privacy policy, for example, when analyzedc for readability, was written at an equivaleny grade levelof 17.29. The average privac policy in the studty was written at a grade leveloof 13.83. The full study can be found .
Using trackers called “web bugs,” third parties collecty user data from many popular and sites oftenallow this, even though theird privacy policies say they don’t share user data with “Web bugs from Googlw and its subsidiaries were found on 92 of the top 100 Web sitess and 88 percent of the approximately 400,0009 unique domains examined in the study,” the authorsw found. Sites with the most web bugs were forblogginyg — blogspot and typepad were No. 1 and No. 2 on the list in and blogger was No. 4. Google itself was No. 3. Ashkanj Soltani, Travis Pinnick and Joshuaz Gomez ofthe university’s information school wrote the published Monday.
They analyzed privacy policies posteds on websites and found loopholes used by many site operatorse to allow third partiesa to still collect data on who views Theyalso found, for that although websites may reassure visitors that “we don’t share data with third parties,” thoswe third parties don’t include a company’s affiliates — Googl e (NASDAQ: GOOG), for example, has 137 subsidiary “The law on affiliate sharing generally is more than that on sharing user data with third party companies, the report said.
Companies controlling the top 50 busiest websited had an average of 297 affiliates meaning they could share user data with a lot ofothefr companies. Popular site , for is owned by New York’s (NASDAQ: NWS), which has more than 1,5000 subsidiaries. (NYSE: BAC) in N.C., has more than 2,300 subsidiaries. “User do not know and cannot learmn the full range of affiliateds with which websites may share thereport said. Though many Internet users are familiawith “cookies” used to study theid surfing habits, they are less familiar with so-calle “web bugs,” which can’t be cleare d out of a web browser, since they are part of a website’e HTML code.
Since the web bugs are created directlh bythird parties, their use doesn’t strictly count as of data by the website’s though users concerned about privacy may be unimpressede by this technicality. “We believe that this practice contravenes users’ expectations; it makes littlee sense to disclaim formalinformation sharing, but allow functionally equivalent trackiny with third parties,” the report said. Who'ws in charge of privacy? Although surveys of internet users show peopleare “verty concerned about privacy and do not want websitexs to collect and share their personal information without sifting through privacy policied is not practical.
It would take 200 hours a year for a typical person to read the privacty policies of all the websites they for example. Thus “users have no practica l way of knowing with whom their data will be thereport said. On the policy front, the reportt finds “no one knows who is in chargse ofprotecting privacy” in the United People can complain to the Federal Traded Commission and other agencies, but even the FTC’es “principles for behavioral tracking make no mentiom of any enforcement or accountability.” A low numbetr of complaints to various agencies means consumers don’g really know where to complain, the repor t said.
The FTC looks at online privac more in termsof “harms” done to the report said, rather than also in terms of controol over personal information, which is what most users care The report makes several suggestions for including more aggressive action by the FTC to protect onliner privacy. It also calls for clearer privacy policies on websites, written so that averagre users can understand them. ’ws (NASDAQ: ADBE) privacy policy, for example, when analyzedc for readability, was written at an equivaleny grade levelof 17.29. The average privac policy in the studty was written at a grade leveloof 13.83. The full study can be found .
понедельник, 25 июня 2012 г.
For $5.6 million, you can blast ducks before work - Sacramento Business Journal:
edovogopu.wordpress.com
million, you could be hunting duckxs at dawn on your own estateethis winter, and then be back in downtowjn Sacramento in plenty of time for One of the area's pioneer families is sellingb the title and huntin rights to 2,119 acres in the Yolo literally a stone's throw from Interstatw 80 and a short commute from Sacramento or Davis. The newly named Swanston Duck Club consistws entirely of grasslands that are occasionally floodedd insidethe bypass, just north of the Yolo Causeway. For the $5.6 millioh asking price, you get to own the land and huntit -- and that'd about all. The property is protected as a wildlife refugr and floodcontrol zone. It can'g be developed.
It can't even be The buyer won't get mineral, oil or certaimn water rights. But during duck season -- roughly from October throughgJanuary -- the owner gets some of the most convenienft hunting in the Centrao Valley. Rather than driving to remote duck blindd in the Delta orSolanlo County, or to some marshy swamp in Colusaz or Butte counties, this land is just west of West "It's the convenience," says Gordonh Stromer, who owns Stromer Realty Co. of Californiaq in Yuba City and is marketinfthe property. "You could go hunting in the morningf and be in the office by8 Honk! Quack!
Every autumh and winter, hundreds of thousands of ducksa and geese funnel through the Central Valleuy on their way south. The migratoru path is called thePacificd Flyway, and it goes righ over the would-be Swanston Duck Club. Earlietr this year, heirs of the Swanston family soldthe U.S. Departmenr of the Interior a conservation easement on the SwanstonjDuck Club. The Swanston land along with the 3,700-acrer Vic Fazio Yolo Wildlifd Area just to the south nowcomprisee 5,700 acres of preserved, interior wetlands.
The asking price workws out to $2,650 an acre, and Strome expects a group of friendsw to put together their own private duck club on the whole Or perhaps it will be sold in six parcelas of as small as 320acrex apiece. Stromer pointed out that some membershipds to exclusive duck clubs in the Buttes Sink gofor $16,000 an acre. "Therd are some duck clubs wher memberships are a couple ofhundred bucks, and there are quite a few of them wherew it's more than $1 million to be a said Fritz Reid, director of conservatiohn planning for Ducks Unlimited in Ranchoi Cordova. "The duck club membership is worthy whatever someone is willing to payfor it.
A locatiom close to Sacramento isfairl attractive." Same rules apply: Areas where the public can hunt are limited. There are 18 state or federap hunting areasin California, and they're often full. Hunters without reservationas have to hope they get selected in daily drawinga at the refuges during hunting Belonging to a private duck club gets a huntet easier accessto ducks, but the same states and federal laws still "Different species and different seasons have differeny bag limits and they apply on private property as well as in the state said Troy Swauger, spokesman with the state Departmeng of Fish & Game.
"You still have to have a huntingh license, bag limits still apply, and you have to have passeed a huntersafety class. If you'res from out of state, their hunter safetgy class is valid, but you stil need a California license." in California a hunter's code says that huntingb occurs onlyon Wednesdays, Saturdays and Sundays, said Ducks Unlimited' s Reid. Water, no lodge: "One of the things interesting aboutt this is that it is in theYolo Bypass," Reid "Being the Bypass, it's gointg to be under water sometimes, and that doesn'tg allow for a lodge." Stromeer said the land is so close to the it doesn't need a lodge.
"Wwe visualize many of these people will fly into do their hunting and either stay in a hotel or fly he said. "There are some people who like to hunt and ther are some who like the camaraderies and the drinking back atthe "This is for people who like the hunt. "We'vs talked with some of the neighboring and if someone wanted to buildra lodge, they could on some higher grounfd -- but that isn't part of this offer." Abouft 25 percent of Stromer's real estate business is in duck He has sold memberships and whole His brokerage recently sold a Eureka businessman a 500-acre duck club west of Sheridann for $1.4 million.
And his firm sold Charles of discountstocks fame, a duck club on Buttwe Creek just south of Chico. "They say the proof of the puddinhg is inthe eating," Stromer "so the proof of the land is in the and there are plenty of birdw there."
million, you could be hunting duckxs at dawn on your own estateethis winter, and then be back in downtowjn Sacramento in plenty of time for One of the area's pioneer families is sellingb the title and huntin rights to 2,119 acres in the Yolo literally a stone's throw from Interstatw 80 and a short commute from Sacramento or Davis. The newly named Swanston Duck Club consistws entirely of grasslands that are occasionally floodedd insidethe bypass, just north of the Yolo Causeway. For the $5.6 millioh asking price, you get to own the land and huntit -- and that'd about all. The property is protected as a wildlife refugr and floodcontrol zone. It can'g be developed.
It can't even be The buyer won't get mineral, oil or certaimn water rights. But during duck season -- roughly from October throughgJanuary -- the owner gets some of the most convenienft hunting in the Centrao Valley. Rather than driving to remote duck blindd in the Delta orSolanlo County, or to some marshy swamp in Colusaz or Butte counties, this land is just west of West "It's the convenience," says Gordonh Stromer, who owns Stromer Realty Co. of Californiaq in Yuba City and is marketinfthe property. "You could go hunting in the morningf and be in the office by8 Honk! Quack!
Every autumh and winter, hundreds of thousands of ducksa and geese funnel through the Central Valleuy on their way south. The migratoru path is called thePacificd Flyway, and it goes righ over the would-be Swanston Duck Club. Earlietr this year, heirs of the Swanston family soldthe U.S. Departmenr of the Interior a conservation easement on the SwanstonjDuck Club. The Swanston land along with the 3,700-acrer Vic Fazio Yolo Wildlifd Area just to the south nowcomprisee 5,700 acres of preserved, interior wetlands.
The asking price workws out to $2,650 an acre, and Strome expects a group of friendsw to put together their own private duck club on the whole Or perhaps it will be sold in six parcelas of as small as 320acrex apiece. Stromer pointed out that some membershipds to exclusive duck clubs in the Buttes Sink gofor $16,000 an acre. "Therd are some duck clubs wher memberships are a couple ofhundred bucks, and there are quite a few of them wherew it's more than $1 million to be a said Fritz Reid, director of conservatiohn planning for Ducks Unlimited in Ranchoi Cordova. "The duck club membership is worthy whatever someone is willing to payfor it.
A locatiom close to Sacramento isfairl attractive." Same rules apply: Areas where the public can hunt are limited. There are 18 state or federap hunting areasin California, and they're often full. Hunters without reservationas have to hope they get selected in daily drawinga at the refuges during hunting Belonging to a private duck club gets a huntet easier accessto ducks, but the same states and federal laws still "Different species and different seasons have differeny bag limits and they apply on private property as well as in the state said Troy Swauger, spokesman with the state Departmeng of Fish & Game.
"You still have to have a huntingh license, bag limits still apply, and you have to have passeed a huntersafety class. If you'res from out of state, their hunter safetgy class is valid, but you stil need a California license." in California a hunter's code says that huntingb occurs onlyon Wednesdays, Saturdays and Sundays, said Ducks Unlimited' s Reid. Water, no lodge: "One of the things interesting aboutt this is that it is in theYolo Bypass," Reid "Being the Bypass, it's gointg to be under water sometimes, and that doesn'tg allow for a lodge." Stromeer said the land is so close to the it doesn't need a lodge.
"Wwe visualize many of these people will fly into do their hunting and either stay in a hotel or fly he said. "There are some people who like to hunt and ther are some who like the camaraderies and the drinking back atthe "This is for people who like the hunt. "We'vs talked with some of the neighboring and if someone wanted to buildra lodge, they could on some higher grounfd -- but that isn't part of this offer." Abouft 25 percent of Stromer's real estate business is in duck He has sold memberships and whole His brokerage recently sold a Eureka businessman a 500-acre duck club west of Sheridann for $1.4 million.
And his firm sold Charles of discountstocks fame, a duck club on Buttwe Creek just south of Chico. "They say the proof of the puddinhg is inthe eating," Stromer "so the proof of the land is in the and there are plenty of birdw there."
воскресенье, 24 июня 2012 г.
Seattle Savings shed its reverse mortgage arm before downturn, bank aims for business loans - Puget Sound Business Journal (Seattle):
oryzacody.wordpress.com
Seattle Savings Bank had no planxs to sell off its profitable reverse mortgage busineszs before Bank of Americacame calling. Seattls Savings entered the business on a whim in 1995 when it hirexd an employee who understood the complexities of sellingyreverse mortgages. "One of the problems with revers e mortgages is no one knew how todo them," said Story. In a reverswe mortgage, customers -- typically in their 60s or oldefr -- borrow money against the equity of their usually in the form ofannual payments. The housw is typically sold after the person dies to pay off the In a reversemortgage loan, borrowers don' t make immediate payment, so interest charges are addefd to the debt.
The total amount of the loan balloonaover time. By 1997, Seattle Savings Bank startede servicingreverse mortgages, becoming the second bank in the countruy after Financial Freedom to take on that task. At that the business was originating about 30 to 40 loanesa month. Ten years later, as the popularity of reversd mortgages grew, so did the business. By the time the business and servicinf rights were sold to Bank of America for anundisclosed price, Seattle Savings was originating between 1,500 and 1,700p loans a month.
"The demographics for reverse mortgages are said Story, who is also vice chairmabn of the national Mortgage Bankers Association and continues to speakl about reverse mortgages. "Of people over 65, most of thosr people have a lot of equityh intheir homes." By the business had grown so rapidly that Story was talking with Bank of Americaa about a partnership, whereby Bank of America woul d securitize the reverse mortgage loans. Bank of Americs wasn't interested in a partnership.
Insteas it offered to buy the BofA had launched a pilo t reverse mortgage business in Phoenix in 2006 and its popularity made Bank of Americ a realize the need for the saidColin McCormick, reverse mortgage product executive for Bank of Despite the downturn in the housing market, the compant is expanding on Seattle Savings Bank's sales forcr and planning to roll out the reverse mortgage business in all of its markets by the end of the "The reverse mortgage businesx is an important growth part of the businessx over the long term," said Even before the BofA sale, Seattle Savingz Bank had been fieldinhg dozens of offers to buy the reverse mortgage business.
"Things got hot really fast," said "We could see we were getting our hands Not only would the profif from the sale help push the companuy into a new but the terms of the deal also alloweed for all 400 employees to keep their jobs when the busineszs moved over to Bankof America. "From our family-owner business perspective, that's good for us," said Seattle Savings Bank hasn't abandonex its reverse mortgage arm, though. The bank continuees to originate 25 to 40 loans a month in three officesd in Western Washingtonand Oregon, but it's limitefd to those offices becaused of the sale agreement with Bank of America.
Seattle Savings Bank had no planxs to sell off its profitable reverse mortgage busineszs before Bank of Americacame calling. Seattls Savings entered the business on a whim in 1995 when it hirexd an employee who understood the complexities of sellingyreverse mortgages. "One of the problems with revers e mortgages is no one knew how todo them," said Story. In a reverswe mortgage, customers -- typically in their 60s or oldefr -- borrow money against the equity of their usually in the form ofannual payments. The housw is typically sold after the person dies to pay off the In a reversemortgage loan, borrowers don' t make immediate payment, so interest charges are addefd to the debt.
The total amount of the loan balloonaover time. By 1997, Seattle Savings Bank startede servicingreverse mortgages, becoming the second bank in the countruy after Financial Freedom to take on that task. At that the business was originating about 30 to 40 loanesa month. Ten years later, as the popularity of reversd mortgages grew, so did the business. By the time the business and servicinf rights were sold to Bank of America for anundisclosed price, Seattle Savings was originating between 1,500 and 1,700p loans a month.
"The demographics for reverse mortgages are said Story, who is also vice chairmabn of the national Mortgage Bankers Association and continues to speakl about reverse mortgages. "Of people over 65, most of thosr people have a lot of equityh intheir homes." By the business had grown so rapidly that Story was talking with Bank of Americaa about a partnership, whereby Bank of America woul d securitize the reverse mortgage loans. Bank of Americs wasn't interested in a partnership.
Insteas it offered to buy the BofA had launched a pilo t reverse mortgage business in Phoenix in 2006 and its popularity made Bank of Americ a realize the need for the saidColin McCormick, reverse mortgage product executive for Bank of Despite the downturn in the housing market, the compant is expanding on Seattle Savings Bank's sales forcr and planning to roll out the reverse mortgage business in all of its markets by the end of the "The reverse mortgage businesx is an important growth part of the businessx over the long term," said Even before the BofA sale, Seattle Savingz Bank had been fieldinhg dozens of offers to buy the reverse mortgage business.
"Things got hot really fast," said "We could see we were getting our hands Not only would the profif from the sale help push the companuy into a new but the terms of the deal also alloweed for all 400 employees to keep their jobs when the busineszs moved over to Bankof America. "From our family-owner business perspective, that's good for us," said Seattle Savings Bank hasn't abandonex its reverse mortgage arm, though. The bank continuees to originate 25 to 40 loans a month in three officesd in Western Washingtonand Oregon, but it's limitefd to those offices becaused of the sale agreement with Bank of America.
пятница, 22 июня 2012 г.
A.M. Best affirms Northwestern Mutual's high ratings - South Florida Business Journal:
belyaevostapuki.blogspot.com
A.M. Best affirmed its financial strength ratingas ofof A++ (superior) and issuer credi t ratings of “aaa” of Northwestern Mutual Life Insurance Co. and its subsidiarh The outlook for both ratingxsis stable, the Oldwick, N.J., ratings organization said The ratings reflect Northwestern Mutual’s sizable and mature individual life insurances franchise, conservative operating profile, strongg operating performance and superior risk-adjusted capitalization, A.M. Best Partially offsetting those positive rating factors was the recenty decline inNorthwestern Mutual’s adjusted capitalk and surplus due mainly to realized and unrealized investment losses, A.M. Best A.M.
Best also noted that Northwestern Mutual maintaine an above average aggregatwe exposure to private placement belowinvestment grade, or "junk," bonds, commerciapl mortgages and equities. Despite NM increasing the totak number of financial representatives over the pastcouplr years, Northwestern Mutual may be challengefd to continue to grow the number of sales professionals whil e maintaining current levels of retentioh and productivity over the long term, A.M. Best said.
A.M. Best affirmed its financial strength ratingas ofof A++ (superior) and issuer credi t ratings of “aaa” of Northwestern Mutual Life Insurance Co. and its subsidiarh The outlook for both ratingxsis stable, the Oldwick, N.J., ratings organization said The ratings reflect Northwestern Mutual’s sizable and mature individual life insurances franchise, conservative operating profile, strongg operating performance and superior risk-adjusted capitalization, A.M. Best Partially offsetting those positive rating factors was the recenty decline inNorthwestern Mutual’s adjusted capitalk and surplus due mainly to realized and unrealized investment losses, A.M. Best A.M.
Best also noted that Northwestern Mutual maintaine an above average aggregatwe exposure to private placement belowinvestment grade, or "junk," bonds, commerciapl mortgages and equities. Despite NM increasing the totak number of financial representatives over the pastcouplr years, Northwestern Mutual may be challengefd to continue to grow the number of sales professionals whil e maintaining current levels of retentioh and productivity over the long term, A.M. Best said.
четверг, 21 июня 2012 г.
Flood threat approaches Fraser Valley - CBC.ca
fusajacuxejilyp.blogspot.com
CBC.ca | Flood threat approaches Fraser Valley CBC.ca Water levels on the lower Fraser River are expected to rise rapidly over the next 24 to 36 hours, resulting from a shot of warm weather through Friday that would ... |
вторник, 19 июня 2012 г.
San Mateo-based Splice fuses Web services for small businesses - Silicon Valley / San Jose Business Journal:
vykyvimote.wordpress.com
But for Andy Coan, founder and chief executive ofSan Mateo-based Splicer Communications, it has definitely paid off. Coan started Splice in after being in the telecommunications business for nine Coan started Splice as atelecokm broker. He served as a middleman between companies and providersz and took a commission onthe sales. at the insistence of his Coan stopped being just a broker and became a resellet of services from 26different companies. The bust actually “At that time companies were laying off a lot of he said. “They didn’t have the manpowed to manage. We allowed them to leverage our abilit to research different options for It was really kind of theright time.
” As a Coan’s revenue grew to $14.3 million in 2008, a 48 percent increase over 2006. The companyt employs 17 people and plans to add at least two more this maybe three. Splice charges a commissiojn on the services it sells to its roughlh150 clients. One invoice, many optiond So what’s Coan’s secret?? Variety. Because Splice offers services from a varietuof partners, the company can completely customizde a system for any one and they would still only have one invoice to pay and one support number to call.
And that’s how he’ss able to succeed, even when he’es competing against his own suppliers, like Verizon and “They place an order with they’re getting a Splicd invoice,” he said. “And behind the scenes it really doesn’t matterd that we’re designing a multi-carrier You have one throat to choke.” But Coan also ran into some luck in 2003 when he movefd Splice from being a broker to aservics provider. MCI Worldcom, which was a leader in networo solutions, had basically collapsed after it had been rocked by The company filed for bankruptchyin 2002, the larges t bankruptcy filing in the U.S.
up to that The company’s work force was and Coan, who had worked for MCI, was in a primwe spot to becomea partner. “At the time they had the biggesr network, the biggest footprint in the world,” he “And going with them made a lot of sensd given the fact that they hadjust re-organizex and came out of bankruptcy.” As the economy continues to Coan says Splice is incredibly well-positioned. Companies are finding it too expensivw to keep large IT staffds in house and try to deal with many When Splice bundlesplans together, he said, it can offer saving that customers can’t get if they were buying the service retail from every supplier.
Andy Dolich, chiefv operating officer of the SanFrancisco 49ers, agrees. He said that the team only has a staffc ofthree in-house IT personnel, and for everythinyg else, they use Splice. “They’re an excellent solution in any kind of especiallyone that’s as unpredictablde as this,” Dolich said. “They can take care of researchinh all the different carrier options and customize it to what ourneedss are.” Dolich also said that the service is reliabls — his IT director never has a complaint to make about the company. “There’s neve r a flashing red light,” he said.
He likener Splice to a referee — if you know the name of the refereew at the end ofthe it’s probably bad. With Splice, he said, that hasn’t been a But it’s not like Coan hasn’tr seen any effects of the down economy. His customeras are slashing budgets and puttinf offany upgrades. His biggestt fear is that his customerws will go outof business. But for now, Splicre is doing fine. March was one of the company’s best and they are conservatively projecting 20 percenf growthin 2009, Coan said.
But for Andy Coan, founder and chief executive ofSan Mateo-based Splicer Communications, it has definitely paid off. Coan started Splice in after being in the telecommunications business for nine Coan started Splice as atelecokm broker. He served as a middleman between companies and providersz and took a commission onthe sales. at the insistence of his Coan stopped being just a broker and became a resellet of services from 26different companies. The bust actually “At that time companies were laying off a lot of he said. “They didn’t have the manpowed to manage. We allowed them to leverage our abilit to research different options for It was really kind of theright time.
” As a Coan’s revenue grew to $14.3 million in 2008, a 48 percent increase over 2006. The companyt employs 17 people and plans to add at least two more this maybe three. Splice charges a commissiojn on the services it sells to its roughlh150 clients. One invoice, many optiond So what’s Coan’s secret?? Variety. Because Splice offers services from a varietuof partners, the company can completely customizde a system for any one and they would still only have one invoice to pay and one support number to call.
And that’s how he’ss able to succeed, even when he’es competing against his own suppliers, like Verizon and “They place an order with they’re getting a Splicd invoice,” he said. “And behind the scenes it really doesn’t matterd that we’re designing a multi-carrier You have one throat to choke.” But Coan also ran into some luck in 2003 when he movefd Splice from being a broker to aservics provider. MCI Worldcom, which was a leader in networo solutions, had basically collapsed after it had been rocked by The company filed for bankruptchyin 2002, the larges t bankruptcy filing in the U.S.
up to that The company’s work force was and Coan, who had worked for MCI, was in a primwe spot to becomea partner. “At the time they had the biggesr network, the biggest footprint in the world,” he “And going with them made a lot of sensd given the fact that they hadjust re-organizex and came out of bankruptcy.” As the economy continues to Coan says Splice is incredibly well-positioned. Companies are finding it too expensivw to keep large IT staffds in house and try to deal with many When Splice bundlesplans together, he said, it can offer saving that customers can’t get if they were buying the service retail from every supplier.
Andy Dolich, chiefv operating officer of the SanFrancisco 49ers, agrees. He said that the team only has a staffc ofthree in-house IT personnel, and for everythinyg else, they use Splice. “They’re an excellent solution in any kind of especiallyone that’s as unpredictablde as this,” Dolich said. “They can take care of researchinh all the different carrier options and customize it to what ourneedss are.” Dolich also said that the service is reliabls — his IT director never has a complaint to make about the company. “There’s neve r a flashing red light,” he said.
He likener Splice to a referee — if you know the name of the refereew at the end ofthe it’s probably bad. With Splice, he said, that hasn’t been a But it’s not like Coan hasn’tr seen any effects of the down economy. His customeras are slashing budgets and puttinf offany upgrades. His biggestt fear is that his customerws will go outof business. But for now, Splicre is doing fine. March was one of the company’s best and they are conservatively projecting 20 percenf growthin 2009, Coan said.
понедельник, 18 июня 2012 г.
Martin Marietta Materials CEO Zelnak signals more quarry purchases - Triangle Business Journal:
oryucyjofec1482.blogspot.com
That’s the message from Chairman and Chief Executive OfficerStephejn P. Zelnak Jr. the day after the firm said that it wasspendingh $65 million to buy three rock quarries and the remaining 49 percenft interest in an existing joint venture from Cemex Inc. “We’ve got a lot of fire power,” Zelnaok told Triangle Business Journal in a phoneintervie Tuesday. “We think this is a good time to be lookinbat acquisitions.” Economic downturns such as the currenft one can improve the prices on potentialo acquisitions. The problem, of course, is the ability of interested buyers toobtain funding.
Yet Zelnai says his firm stilp has the debt and equity capital resources that would allow it to spene in excessof $500 million if the right acquisitiojn opportunity came along. Any such deal probablty wouldn’t be local; Zelnak says he sees littlse opportunity for the company to grow by acquisitio inNorth Carolina. The Cemex deal, whichg dealt with operations in Nebraska, Wyoming and added 100 employees toMartim Marietta’s roster.
While the company expects to see modest improvemenrt in the North Carolina transportationm construction sector in the secon d half of the year due to federal stimulus MartinMarietta doesn’t have plans to add employeeds in the state at this There could be some good news for existinb employees though. Several of the firm’s North Carolinza plants have been operatin g 30 to 32 hours a If the economy picks up in thecominbg months, those plants could go back to operating at aroundd 40 hours per week. In really good the plants operate 50 to 60 hours a Zelnak says.
That’s the message from Chairman and Chief Executive OfficerStephejn P. Zelnak Jr. the day after the firm said that it wasspendingh $65 million to buy three rock quarries and the remaining 49 percenft interest in an existing joint venture from Cemex Inc. “We’ve got a lot of fire power,” Zelnaok told Triangle Business Journal in a phoneintervie Tuesday. “We think this is a good time to be lookinbat acquisitions.” Economic downturns such as the currenft one can improve the prices on potentialo acquisitions. The problem, of course, is the ability of interested buyers toobtain funding.
Yet Zelnai says his firm stilp has the debt and equity capital resources that would allow it to spene in excessof $500 million if the right acquisitiojn opportunity came along. Any such deal probablty wouldn’t be local; Zelnak says he sees littlse opportunity for the company to grow by acquisitio inNorth Carolina. The Cemex deal, whichg dealt with operations in Nebraska, Wyoming and added 100 employees toMartim Marietta’s roster.
While the company expects to see modest improvemenrt in the North Carolina transportationm construction sector in the secon d half of the year due to federal stimulus MartinMarietta doesn’t have plans to add employeeds in the state at this There could be some good news for existinb employees though. Several of the firm’s North Carolinza plants have been operatin g 30 to 32 hours a If the economy picks up in thecominbg months, those plants could go back to operating at aroundd 40 hours per week. In really good the plants operate 50 to 60 hours a Zelnak says.
воскресенье, 17 июня 2012 г.
Paladino OK'd for Court Street project - Business First of Buffalo:
ivyhofy.wordpress.com
Despite a series of tactical legal arguments from a lawyed representing the owners of theLiberty Building-Main Place Mall-Main Placr Tower complex, the planning board agreed to extend previouslhy approved plans for a multi-tenant office buildingg at 50 Court Street. The projectf been proposed by Carl Paladino and his The actiobn before the planning board was the latest salvo ina long-simmering legal feud between Paladink and , owners of the trio of Main Street Paladino first proposed the 300,000-square-foot building in 2004, but the projecy has been delayed by a series of lawsuits initiatefd by Violet Realty, a company headed by Patrick Hotung.
Hotung and Paladinlo have waged a series of legal battled over theyears -- many directlhy connected to the propose d office building at 50 Court St., whicu sits right behind the Liberty Building-Maibn Place Mall-Main Place Tower. Hotung has continually statedr he would like to buy the two Court Streer parcels that run between Pearkl and Court streets for additional parkinhg for his tenants and also expresseed concerns that a new officer building could potentially drive tenants from his complexs to thenew building. When Paladino firs t announced the 50 CourtStreet project, he was hopinb to land at least two majore law firms as anchor tenants.
The two firmes -- and ; Cellino & Barnes, will be moving to the Main Place Tower, while Damomn & Morey will be moving to the Avant buildinb on Delaware Avenuenext summer. Paul Gregory, an attorneh and senior executive with Ellicott told the planning board the officer building would have been constructed by now if not for the serieds of lawsuits filed by Hotung and Violet Ellicott Development has won virtually everhy legal battle withViolet Realty.
"W hope to pick up wherre we left off," Gregory The project, however, may not be of the same size and Laurence Rubin, Violet's attorney and a former development chief with both the city of Buffalol and Erie County, said he now believes the project will be 28 percent smaller, or roughlgy eight stories, and any modificatiojn will open the door for a new reviewe process. The extension, Rubin argued, was unprecedented and couldf opena Pandora's Box of issueas for the city down the road. "Iyt could have a chilling effect on the development Rubin said. "This is all simpl y too stale.
You don't make decisions sitting around the tablr without looking at thesalient facts." However, plannin g board members acknowledged the only reason that Ellicottt Development was seeking its extension was the delays caused by legal "Lawsuits specifically designed to stall projects should not be noted Cynthia Schwartz, a planning boardd member.
Despite a series of tactical legal arguments from a lawyed representing the owners of theLiberty Building-Main Place Mall-Main Placr Tower complex, the planning board agreed to extend previouslhy approved plans for a multi-tenant office buildingg at 50 Court Street. The projectf been proposed by Carl Paladino and his The actiobn before the planning board was the latest salvo ina long-simmering legal feud between Paladink and , owners of the trio of Main Street Paladino first proposed the 300,000-square-foot building in 2004, but the projecy has been delayed by a series of lawsuits initiatefd by Violet Realty, a company headed by Patrick Hotung.
Hotung and Paladinlo have waged a series of legal battled over theyears -- many directlhy connected to the propose d office building at 50 Court St., whicu sits right behind the Liberty Building-Maibn Place Mall-Main Place Tower. Hotung has continually statedr he would like to buy the two Court Streer parcels that run between Pearkl and Court streets for additional parkinhg for his tenants and also expresseed concerns that a new officer building could potentially drive tenants from his complexs to thenew building. When Paladino firs t announced the 50 CourtStreet project, he was hopinb to land at least two majore law firms as anchor tenants.
The two firmes -- and ; Cellino & Barnes, will be moving to the Main Place Tower, while Damomn & Morey will be moving to the Avant buildinb on Delaware Avenuenext summer. Paul Gregory, an attorneh and senior executive with Ellicott told the planning board the officer building would have been constructed by now if not for the serieds of lawsuits filed by Hotung and Violet Ellicott Development has won virtually everhy legal battle withViolet Realty.
"W hope to pick up wherre we left off," Gregory The project, however, may not be of the same size and Laurence Rubin, Violet's attorney and a former development chief with both the city of Buffalol and Erie County, said he now believes the project will be 28 percent smaller, or roughlgy eight stories, and any modificatiojn will open the door for a new reviewe process. The extension, Rubin argued, was unprecedented and couldf opena Pandora's Box of issueas for the city down the road. "Iyt could have a chilling effect on the development Rubin said. "This is all simpl y too stale.
You don't make decisions sitting around the tablr without looking at thesalient facts." However, plannin g board members acknowledged the only reason that Ellicottt Development was seeking its extension was the delays caused by legal "Lawsuits specifically designed to stall projects should not be noted Cynthia Schwartz, a planning boardd member.
пятница, 15 июня 2012 г.
JLS Properties duo closes $4M in new leases - Business Courier of Cincinnati:
esivyjifag.wordpress.com
What makes the accomplishment so unique in an industrtwhere multimillion-dollar deals are as featured in the Courier's "Deal of the Week" is the actual number of transactions 70. "The little ones add up," said director of leasing at JLS Properties. "Companies big and small are lookiny for alternatives to the hassles of Just look at the surge of new officesspace that's being built, and is leasinbg up fast, in the suburbs." Alley, an 18-year veteranj of the commercial real estatw industry, left the local office of Heitmanh Properties Ltd. of Chicago to work for JLS in mid-1998.
She was seeking a larger role within her workplaced as well as the opportunity to work for a instead of the cutthroat worle of the commercial brokerr at alarge company. Alley said JLS has been able to take advantages of some businesses cutting back on the amount of expens they want to pay as overhead for office space. "Companies are always interested in cuttinh costs and one great way to do that is to forgk that class A office space they are paying anywherrefrom $18 to $25 a square foot for. We offedr some great space, ranging anywherw from a gross rateof $9 to $15 per squares foot," she said.
JLS Marketing Manageer Josh Gerth, who joined JLS at aboutt the same timeas Alley, comprisesz the second half of the JLS leasing He cited a recent deal he completeds with a company that moved from downtown Cincinnati to a JLS propertyg in Roselawn as evidence of how the firm does "They are saving thousandse of dollars in rent, not to mention the savingsz in having free parking provided," Gertj said. JLS Properties is owned by John Stalnaker andhis Louise. The company maintains a portfolio of officed and retail space throughout Greater Cincinnatii and in theDayton market.
JLS is also on a fast tracok to purchase additional commercial properties throughoutthe Tri-State, said Stalnaker, a former Universitty of Cincinnati history professor who formed his own real estate company in 1981. The company is perhaps best known locallt for the 1994 purchase and renovation of the historif Cable House on Gilbert Avenue inWalnuy Hills. Recently, it also purchased The Bluffs Apartmenta in Covingtonfor $7.6 million and Crossgat e Square Office Park in Blue Ash for $2.
3 The company also manages and leases the 105,000-square-foot Mid City Executive Center, wherd it's based, as well as the 57,000-square-footy Roselawn Center in Roselawn and the 96,000-square-foot Corporate Towerd in Dayton. Neyer Propertiezs Inc. of Evendale was recently chosen to develop two new bank facilitie s for Provident Financial ServicesGroup Inc. in northeasternj Cincinnati. Neyer Properties worked with ArchitectaPlus Inc. of Blue Ash to secure assignments in Deerfiel Township on Union Cemetery Road and in Symmes Townshipon Loveland-Madeira Road.
Provident will be saving betweej 15 to 20 percent in constructioh costs from previously built facilitiews thanks to a prototype facility designed by Neyerr Properties PresidentDay Neyer. Both of the facilities will measurse 3,000 square feet. Neyer said he "engineeres the new site and reworked the design so that the new facilitiezs look similar to existing but aremore cost-effective." Neyerd Properties also helped Cincinnato Valve of Fairfax expand by 250 percenrt with a new $500,000, 10,000-square-foog facility on Deerfield Road in Sycamore The company, which is leaving a 2,000-square-footr office, will use half of the new facility and lease the rest, Neyer said.
Finally, Neyer Properties also landed two othet recent projects inthe Tri-State: Midwest Crane signed a five-yeaf lease to rent 4,500 square feet at Neye r Properties' headquarters on South Medallion Drive. Das Gym, a weight training and workout facilit y owned byRainer Hartmann, signed a 6,000-square-fooy lease to open in a Neyer Properties buildinv on Montgomery Road.
What makes the accomplishment so unique in an industrtwhere multimillion-dollar deals are as featured in the Courier's "Deal of the Week" is the actual number of transactions 70. "The little ones add up," said director of leasing at JLS Properties. "Companies big and small are lookiny for alternatives to the hassles of Just look at the surge of new officesspace that's being built, and is leasinbg up fast, in the suburbs." Alley, an 18-year veteranj of the commercial real estatw industry, left the local office of Heitmanh Properties Ltd. of Chicago to work for JLS in mid-1998.
She was seeking a larger role within her workplaced as well as the opportunity to work for a instead of the cutthroat worle of the commercial brokerr at alarge company. Alley said JLS has been able to take advantages of some businesses cutting back on the amount of expens they want to pay as overhead for office space. "Companies are always interested in cuttinh costs and one great way to do that is to forgk that class A office space they are paying anywherrefrom $18 to $25 a square foot for. We offedr some great space, ranging anywherw from a gross rateof $9 to $15 per squares foot," she said.
JLS Marketing Manageer Josh Gerth, who joined JLS at aboutt the same timeas Alley, comprisesz the second half of the JLS leasing He cited a recent deal he completeds with a company that moved from downtown Cincinnati to a JLS propertyg in Roselawn as evidence of how the firm does "They are saving thousandse of dollars in rent, not to mention the savingsz in having free parking provided," Gertj said. JLS Properties is owned by John Stalnaker andhis Louise. The company maintains a portfolio of officed and retail space throughout Greater Cincinnatii and in theDayton market.
JLS is also on a fast tracok to purchase additional commercial properties throughoutthe Tri-State, said Stalnaker, a former Universitty of Cincinnati history professor who formed his own real estate company in 1981. The company is perhaps best known locallt for the 1994 purchase and renovation of the historif Cable House on Gilbert Avenue inWalnuy Hills. Recently, it also purchased The Bluffs Apartmenta in Covingtonfor $7.6 million and Crossgat e Square Office Park in Blue Ash for $2.
3 The company also manages and leases the 105,000-square-foot Mid City Executive Center, wherd it's based, as well as the 57,000-square-footy Roselawn Center in Roselawn and the 96,000-square-foot Corporate Towerd in Dayton. Neyer Propertiezs Inc. of Evendale was recently chosen to develop two new bank facilitie s for Provident Financial ServicesGroup Inc. in northeasternj Cincinnati. Neyer Properties worked with ArchitectaPlus Inc. of Blue Ash to secure assignments in Deerfiel Township on Union Cemetery Road and in Symmes Townshipon Loveland-Madeira Road.
Provident will be saving betweej 15 to 20 percent in constructioh costs from previously built facilitiews thanks to a prototype facility designed by Neyerr Properties PresidentDay Neyer. Both of the facilities will measurse 3,000 square feet. Neyer said he "engineeres the new site and reworked the design so that the new facilitiezs look similar to existing but aremore cost-effective." Neyerd Properties also helped Cincinnato Valve of Fairfax expand by 250 percenrt with a new $500,000, 10,000-square-foog facility on Deerfield Road in Sycamore The company, which is leaving a 2,000-square-footr office, will use half of the new facility and lease the rest, Neyer said.
Finally, Neyer Properties also landed two othet recent projects inthe Tri-State: Midwest Crane signed a five-yeaf lease to rent 4,500 square feet at Neye r Properties' headquarters on South Medallion Drive. Das Gym, a weight training and workout facilit y owned byRainer Hartmann, signed a 6,000-square-fooy lease to open in a Neyer Properties buildinv on Montgomery Road.
четверг, 14 июня 2012 г.
Landscape business blooms in tough times - Puget Sound Business Journal (Seattle):
moakhamet84.blogspot.com
But in Adkins is not only doing it has been thriving since therecession began. Travis Burns, owneer of Burns Nursery, says his retail sales have climbee 35 percent since the start of the He credits this growth to the fact that more peoples are now staying home and investing in theird own yards rather than going onexpensiv vacations. “The economy has really helped us,” Burns “People want to fix theirf place up. More people than ever are stayingf home and doing landscapin g and putting invegetable gardens.
” Burns says his businesd has grown steadily over the last five years since he addedx the retail segment to his successful commercial landscapin business, but the company has seen a huge impactg on the retail side this past One reason the nursery has done so well, Burns says, is becausre it makes a point of reaching out to do-it-yourselferw — people who want to do most of the work themselvew but need a littl help getting started. “This is not a typicalk nursery,” Burns says.
People walkinfg into Burns Nursery will see many design elementss on display including nine different water The nursery is laid out much like a botanicalo garden and Burns says this is done to help showcas the work that is done by the buildingg and design segment ofhis business. Having both a retaip and a design business in the same location makes Burns Nursery a great placefor do-it-yourselfersa to go for Burns says. “We know the word gets arounfd about how uniquewe are,” he says. “We have the abilityu to take somebody into our officew and whip up a landscape designfor them. We are not afraixd to go the extra milefor them.
” Travis Burnss launched his landscaping business about 15 years ago shortly after he decided to hang up his spurx following a six-year career as a rodeo bull A native of Adkins, Texas, Burn grew up in a rodeo family and attended Howarcd Junior College in Big Spring on a rodeop scholarship. He became a professional bull rider in 1988 at age 18 and travelex the rodeo circuit for the nextsix years. He decidefd to give up bull riding after he was seriously hurt followinbg a bull ride that left him with a puncturer lung and atorn liver. “I was smartg enough to decide right then that I was not goingt to getback on,” Burns recalls.
“Ther e is not a day goes by thatI don’yt miss it, but when I was laying therse in the dirt with tubes coming out of me I knew it was Burns says of bull riding that it is not a question of “if” someone will get hurt but and “how bad.” After leaving the rodeo circuit in 1994, Burns got a job with a divisiobn of in San Antonio. While working there, he began doing landscape projectes on the side and by 1999 it had grown to the poing where he was able to quit his job with Ford and go into the landscaped design businessfull time. Today, Burns Nurserty employs 40 people and brough t inabout $3.2 millio in revenue last year.
The nursery is located at 13893 Highway 87 East in Adkinsz which is due east of downtown San Antonio and just outsids ofLoop 1604. The property sits on nine acres of land and is housed ina 9,000-square-foot building that was once a socialp club some 40 year ago. Burns says he knew abouft the property when he was growing up and decidef to purchase it from Grace Bible The church had owned the buildin g for about five years before agreeinh to sell it to Burns Burns previously focused his business on the commercial construction and design side up untilk fiveyears ago.
However, since branchingy out, the company has been able to pick up landscapiny and hardscaping jobs throughout South Texas and the TexaeHill Country. The company specializes in putting in water features such as pondsd andwater gardens, but also builds deckzs and patios and installs sprinkler systems and outdood lighting. Burns says he likes to hold socia l activities at the nursery in the evenings so that he can show off how well landscaped lighting can make theplace look. He regularly has wine and cheesde parties atthe nursery, complete with a jazz Burns Nursery also conducts numerous seminars and classes for do-it-yourselfers.
This fall, the company will invite expertsw to give talks and demonstrations on topice like organic gardeningand birdwatching. “If we can get peoples to come out and see the kindas of things that they can do it will just encourages them to do more businesdwith us,” Burns “We can help set them up and give them directionsw and some discounts. Lots of nurseries won’yt take those extra steps, but it has helper our business thrive.
”
But in Adkins is not only doing it has been thriving since therecession began. Travis Burns, owneer of Burns Nursery, says his retail sales have climbee 35 percent since the start of the He credits this growth to the fact that more peoples are now staying home and investing in theird own yards rather than going onexpensiv vacations. “The economy has really helped us,” Burns “People want to fix theirf place up. More people than ever are stayingf home and doing landscapin g and putting invegetable gardens.
” Burns says his businesd has grown steadily over the last five years since he addedx the retail segment to his successful commercial landscapin business, but the company has seen a huge impactg on the retail side this past One reason the nursery has done so well, Burns says, is becausre it makes a point of reaching out to do-it-yourselferw — people who want to do most of the work themselvew but need a littl help getting started. “This is not a typicalk nursery,” Burns says.
People walkinfg into Burns Nursery will see many design elementss on display including nine different water The nursery is laid out much like a botanicalo garden and Burns says this is done to help showcas the work that is done by the buildingg and design segment ofhis business. Having both a retaip and a design business in the same location makes Burns Nursery a great placefor do-it-yourselfersa to go for Burns says. “We know the word gets arounfd about how uniquewe are,” he says. “We have the abilityu to take somebody into our officew and whip up a landscape designfor them. We are not afraixd to go the extra milefor them.
” Travis Burnss launched his landscaping business about 15 years ago shortly after he decided to hang up his spurx following a six-year career as a rodeo bull A native of Adkins, Texas, Burn grew up in a rodeo family and attended Howarcd Junior College in Big Spring on a rodeop scholarship. He became a professional bull rider in 1988 at age 18 and travelex the rodeo circuit for the nextsix years. He decidefd to give up bull riding after he was seriously hurt followinbg a bull ride that left him with a puncturer lung and atorn liver. “I was smartg enough to decide right then that I was not goingt to getback on,” Burns recalls.
“Ther e is not a day goes by thatI don’yt miss it, but when I was laying therse in the dirt with tubes coming out of me I knew it was Burns says of bull riding that it is not a question of “if” someone will get hurt but and “how bad.” After leaving the rodeo circuit in 1994, Burns got a job with a divisiobn of in San Antonio. While working there, he began doing landscape projectes on the side and by 1999 it had grown to the poing where he was able to quit his job with Ford and go into the landscaped design businessfull time. Today, Burns Nurserty employs 40 people and brough t inabout $3.2 millio in revenue last year.
The nursery is located at 13893 Highway 87 East in Adkinsz which is due east of downtown San Antonio and just outsids ofLoop 1604. The property sits on nine acres of land and is housed ina 9,000-square-foot building that was once a socialp club some 40 year ago. Burns says he knew abouft the property when he was growing up and decidef to purchase it from Grace Bible The church had owned the buildin g for about five years before agreeinh to sell it to Burns Burns previously focused his business on the commercial construction and design side up untilk fiveyears ago.
However, since branchingy out, the company has been able to pick up landscapiny and hardscaping jobs throughout South Texas and the TexaeHill Country. The company specializes in putting in water features such as pondsd andwater gardens, but also builds deckzs and patios and installs sprinkler systems and outdood lighting. Burns says he likes to hold socia l activities at the nursery in the evenings so that he can show off how well landscaped lighting can make theplace look. He regularly has wine and cheesde parties atthe nursery, complete with a jazz Burns Nursery also conducts numerous seminars and classes for do-it-yourselfers.
This fall, the company will invite expertsw to give talks and demonstrations on topice like organic gardeningand birdwatching. “If we can get peoples to come out and see the kindas of things that they can do it will just encourages them to do more businesdwith us,” Burns “We can help set them up and give them directionsw and some discounts. Lots of nurseries won’yt take those extra steps, but it has helper our business thrive.
”
вторник, 12 июня 2012 г.
Target's Q1 profit beats estimates - Triangle Business Journal:
humojo.wordpress.com
The Minneapolis-based retailer, which has more than a dozenb locations inthe Raleigh-Durham area, reporterd net earnings of $522 million, or 69 centss per share, for the quarter ended May 2. That’e down from $602 million, or 74 cent per in the comparable quartelast year. Analysts surveyed by had projectede earnings of 59 centsper share. Target’w total revenue came in at $14.83 billion for the firs t quarter, up 0.2 percenty from $14.8 billion a year ago. Store sales increased 0.4 to $14.36 billion, as new store growth offset a 3.7 percent decline in same-stor sales. Credit card revenue declined 5.7 to $472 million.
In a statement, Targer Chairman, President and CEO Gregg Steinhafel said store performancwe improved thanks to strong food and commodityy sales andreduced expenses. The credit card results, were “stable, profitable and consistent with our he said. “Very importantly, we believes this improved stability and predictability in key aspectd of both our retail and credit card segments reflectd the resilience of our strategy and underscoress our ability to generate substantial value for our shareholders over Steinhafel said. At the end of the firsty quarter, Target (NYSE: TGT) operatec 1,698 stores in 49 states.
The Minneapolis-based retailer, which has more than a dozenb locations inthe Raleigh-Durham area, reporterd net earnings of $522 million, or 69 centss per share, for the quarter ended May 2. That’e down from $602 million, or 74 cent per in the comparable quartelast year. Analysts surveyed by had projectede earnings of 59 centsper share. Target’w total revenue came in at $14.83 billion for the firs t quarter, up 0.2 percenty from $14.8 billion a year ago. Store sales increased 0.4 to $14.36 billion, as new store growth offset a 3.7 percent decline in same-stor sales. Credit card revenue declined 5.7 to $472 million.
In a statement, Targer Chairman, President and CEO Gregg Steinhafel said store performancwe improved thanks to strong food and commodityy sales andreduced expenses. The credit card results, were “stable, profitable and consistent with our he said. “Very importantly, we believes this improved stability and predictability in key aspectd of both our retail and credit card segments reflectd the resilience of our strategy and underscoress our ability to generate substantial value for our shareholders over Steinhafel said. At the end of the firsty quarter, Target (NYSE: TGT) operatec 1,698 stores in 49 states.
понедельник, 11 июня 2012 г.
Trammell Crow Company Company Profile | Company Information
olimstgon.blogspot.com
Trammell Crow founded in 1948, is one of the nationj
Trammell Crow founded in 1948, is one of the nationj
воскресенье, 10 июня 2012 г.
Oahu home prices back on top - Birmingham Business Journal:
proklofuxaanygez.blogspot.com
For once, that may be good It means the Oahu real estate market is relativelgy stable compared to the wasteland of Mainland cities wherew new subdivisionssit empty, and foreclosurex have driven down prices by as much as 40 percenyt in California. But not so economists say. Job losses and income declines in theprivate sector, and the proposed furlough of state employees, will drag on the local economy and pull down pricess as cash-strapped home-owners look to get out from under mortgaged they can no longerd afford. “We’re going to continure to see home prices fall saidCarl Bonham, director of the and a membet of the state Council on Revenues.
“We’re not going to get the type of dropes that Californiahas seen.” In the earlty 1990s, Honolulu’s median single-family home price was highef than in the San San Jose, Anaheim and Santqa Ana markets. But Hawaii’s economy sufferedx a nearly decade-long downturn at the same time California’w was rising because of the dot-com boom, especially in the Bay Area andSilicom Valley. That trend began to reverse last year, and was evidengt in the first-quarter numbers published by the , which showed that Honolulu’s median single-familg home price of $570,000 was far above the San Jose market’as median price of $450,000.
“I thino it shows the stability in the saidHarvey Shapiro, research economist for the Honolulu Board of which released statistics this week showing May’xs median single-family home price of $550,009 was down 15 percent from May of last For the first Honolulu’s median price was down 8 percent from 2008. Year-to-date, the medianb price held at $570,000 for the first five months of the but thatwas 9.5 percent off the same periodr in 2008. By contrast, first-quarter median pricesw were down by more than 40 percent in the Bay Area and by more than 28 percenty inOrange County. “It’s good news that our prices areholdinf out,” Shapiro said.
Jack Leslein, principal brokefr and owner of East Oahu has seen the cycles of the Honolulu real estatw market go up and down durinv more than 30 years inthe business. The finitwe aspect of available land on Oahu tends to be a stabilizing he said. “Now that we are againb the most valuable real estats inthe country, I think it particularly attests to the fact that our market didn’tf take the severe swing that the rest of the countr did,” Leslein said. “Our market tendsx to be more stablse because of the limited accessof property.
” Shapiro believes the most positivw sign from May’s statistics is that inventory, the numbe r of houses and condominiums for was lower in May than it was a year ago. “Ihn Hawaii, our prices are weak but it’xs not because of exploded inventory,” he said. “Ourt prices are weak because ofreduces demand, but we’re not getting the double whammy of reduced demand and the inventory going way Yet, economist Paul Brewbaker points out that while prices may be holding relative to other cities, there’s really only one direction they can go. “It’xs comforting that Hawaii hasn’t fallen as much as anywhere Brewbaker said.
“At this point forward, the risk to Oahu is to the One factor affecting demand for homes isinteresft rates, which have started to rise. The rate for a 30-year fixed-rate mortgage was 5 percent at Hawaii’s three largest banks this week, three-quarter of a percentage point higher than the record low ratess ofaround 4.25 percent in recentg months.
For once, that may be good It means the Oahu real estate market is relativelgy stable compared to the wasteland of Mainland cities wherew new subdivisionssit empty, and foreclosurex have driven down prices by as much as 40 percenyt in California. But not so economists say. Job losses and income declines in theprivate sector, and the proposed furlough of state employees, will drag on the local economy and pull down pricess as cash-strapped home-owners look to get out from under mortgaged they can no longerd afford. “We’re going to continure to see home prices fall saidCarl Bonham, director of the and a membet of the state Council on Revenues.
“We’re not going to get the type of dropes that Californiahas seen.” In the earlty 1990s, Honolulu’s median single-family home price was highef than in the San San Jose, Anaheim and Santqa Ana markets. But Hawaii’s economy sufferedx a nearly decade-long downturn at the same time California’w was rising because of the dot-com boom, especially in the Bay Area andSilicom Valley. That trend began to reverse last year, and was evidengt in the first-quarter numbers published by the , which showed that Honolulu’s median single-familg home price of $570,000 was far above the San Jose market’as median price of $450,000.
“I thino it shows the stability in the saidHarvey Shapiro, research economist for the Honolulu Board of which released statistics this week showing May’xs median single-family home price of $550,009 was down 15 percent from May of last For the first Honolulu’s median price was down 8 percent from 2008. Year-to-date, the medianb price held at $570,000 for the first five months of the but thatwas 9.5 percent off the same periodr in 2008. By contrast, first-quarter median pricesw were down by more than 40 percent in the Bay Area and by more than 28 percenty inOrange County. “It’s good news that our prices areholdinf out,” Shapiro said.
Jack Leslein, principal brokefr and owner of East Oahu has seen the cycles of the Honolulu real estatw market go up and down durinv more than 30 years inthe business. The finitwe aspect of available land on Oahu tends to be a stabilizing he said. “Now that we are againb the most valuable real estats inthe country, I think it particularly attests to the fact that our market didn’tf take the severe swing that the rest of the countr did,” Leslein said. “Our market tendsx to be more stablse because of the limited accessof property.
” Shapiro believes the most positivw sign from May’s statistics is that inventory, the numbe r of houses and condominiums for was lower in May than it was a year ago. “Ihn Hawaii, our prices are weak but it’xs not because of exploded inventory,” he said. “Ourt prices are weak because ofreduces demand, but we’re not getting the double whammy of reduced demand and the inventory going way Yet, economist Paul Brewbaker points out that while prices may be holding relative to other cities, there’s really only one direction they can go. “It’xs comforting that Hawaii hasn’t fallen as much as anywhere Brewbaker said.
“At this point forward, the risk to Oahu is to the One factor affecting demand for homes isinteresft rates, which have started to rise. The rate for a 30-year fixed-rate mortgage was 5 percent at Hawaii’s three largest banks this week, three-quarter of a percentage point higher than the record low ratess ofaround 4.25 percent in recentg months.
пятница, 8 июня 2012 г.
Serious collectors favor lamps as old and original as possible - Chicago Tribune
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Serious collectors favor lamps as old and original as possible Chicago Tribune Serious lamp collectors want their lamps as original and old as possible. But not every collector is picky. Some don't care about authenticity. Others buy for the look or parts -- whatever. We found similar lamps sold on eBay for $150-$200 each. |
четверг, 7 июня 2012 г.
Puskas Stadium has regal sense of its own importance - Irish Times
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Irish Times | Puskas Stadium has regal sense of its own importance Irish Times BUDAPEST LETTER: INSOFAR AS Ireland's brief visit to Budapest was noticed by the locals at all, it probably served to reinforce their current state of mind: in Europe but not quite of it. Watching their national team play the Republic of Ireland wasn't ... |
вторник, 5 июня 2012 г.
TRADE NEWS: Agilent Technologies Accelerates Early Wireless Design ... - MarketWatch (press release)
caloloary.blogspot.com
TRADE NEWS: Agilent Technologies Accelerates Early Wireless Design ... MarketWatch (press release) Agilent will demonstrate SystemVue 2012.06 along with a range of solutions for everything from circuit-level modeling through system verification for general RF, microwave, 4G communications, and aerospace/defense applications at DAC2012 (Booth 313), ... |
понедельник, 4 июня 2012 г.
IATA: Global airlines to lose $9B in 2009 - Silicon Valley / San Jose Business Journal:
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The ’s (IATA) new forecast is staggeringluy worse thanits $4.7 billion collective loss forecastr made just three months ago. The air carrierr trade group also downgraded its loss estimatee for 2008to $10.4 billion from $8.5 billion. “Therde is no modern precedent for today’s economic meltdown,” IATA Director General and CEO Giovanni Bisignani said in anews “The ground has shifted. Our industry has been This is the most difficult situation that the industr yhas faced.” After the Sept. 11, 2001, terro r attacks on the United industry revenues fell by7 percent, Bisignanii said, and took three years to rebound to pre-9/112 levels.
Revenue will fall from $528 billion in 2008 to $448 billionj in 2009 (15 IATA said. “This time we face a 15 percen drop—a loss of revenues of $80 billion—in the middle of a globapl recession,” Bisignani said during IATA’s annua l industry summit. “Our future depends on a drasticv reshapingby partners, governments and industry. We canno bear the cost of government micro-regulation, crazyt taxation and partners abusing theirmonopolyt power.” North American carriers will generallyg fair better than foreign carriers, IATA said, and shouls narrow their losses for the year.
North American airlinesa will lose $1 billion in 2008, dramatically less than the $5.1 billion lost in 2008, as out-of-the-money fuel hedges lapsre and capacity cuts kick in to right capacituwith demand. Previously, IATA said North Americanj carriers would turn a modest profir forthe year. Asia-Pacific and European carrierds are likely to take the biggest losing $3.3 billion and $1.8 respectively. Relaxed fuel prices over the firs t five months of 2009 have but prices have begun to climb inrecentt weeks. IATA projects the industry fuel bill to fallfrom $165 billiom in 2008 to $59 billion in on an $56 per barrel average price of oil.
“Thew risk that we have seen in recent weekzs is that even the slightest glimmer of economid hope sends oilprices higher,” Bisignani said. Greedyu speculation must not hold the globaleconomty hostage. Failure to act by governmentse wouldbe irresponsible.” Globally, airline s are in a better cash with more liquidity than in past But, Bisignani warned “a long L-shapedx recovery could drain the industry of cash.
” Bisignani notef industry consolidation, such as the merger between Atlanta-based DAL) and , that have made player But he railed against what he called “archaicx limitations on ownership” that prevent the merginb of carriers from different countries.
The ’s (IATA) new forecast is staggeringluy worse thanits $4.7 billion collective loss forecastr made just three months ago. The air carrierr trade group also downgraded its loss estimatee for 2008to $10.4 billion from $8.5 billion. “Therde is no modern precedent for today’s economic meltdown,” IATA Director General and CEO Giovanni Bisignani said in anews “The ground has shifted. Our industry has been This is the most difficult situation that the industr yhas faced.” After the Sept. 11, 2001, terro r attacks on the United industry revenues fell by7 percent, Bisignanii said, and took three years to rebound to pre-9/112 levels.
Revenue will fall from $528 billion in 2008 to $448 billionj in 2009 (15 IATA said. “This time we face a 15 percen drop—a loss of revenues of $80 billion—in the middle of a globapl recession,” Bisignani said during IATA’s annua l industry summit. “Our future depends on a drasticv reshapingby partners, governments and industry. We canno bear the cost of government micro-regulation, crazyt taxation and partners abusing theirmonopolyt power.” North American carriers will generallyg fair better than foreign carriers, IATA said, and shouls narrow their losses for the year.
North American airlinesa will lose $1 billion in 2008, dramatically less than the $5.1 billion lost in 2008, as out-of-the-money fuel hedges lapsre and capacity cuts kick in to right capacituwith demand. Previously, IATA said North Americanj carriers would turn a modest profir forthe year. Asia-Pacific and European carrierds are likely to take the biggest losing $3.3 billion and $1.8 respectively. Relaxed fuel prices over the firs t five months of 2009 have but prices have begun to climb inrecentt weeks. IATA projects the industry fuel bill to fallfrom $165 billiom in 2008 to $59 billion in on an $56 per barrel average price of oil.
“Thew risk that we have seen in recent weekzs is that even the slightest glimmer of economid hope sends oilprices higher,” Bisignani said. Greedyu speculation must not hold the globaleconomty hostage. Failure to act by governmentse wouldbe irresponsible.” Globally, airline s are in a better cash with more liquidity than in past But, Bisignani warned “a long L-shapedx recovery could drain the industry of cash.
” Bisignani notef industry consolidation, such as the merger between Atlanta-based DAL) and , that have made player But he railed against what he called “archaicx limitations on ownership” that prevent the merginb of carriers from different countries.
суббота, 2 июня 2012 г.
Fort Benning: Ex-NBA ref Bob Delaney talks about coping with PTSD - Columbus Ledger-Enquirer
sucujovide.wordpress.com
Columbus Ledger-Enquirer | Fort Benning: Ex-NBA ref Bob Delaney talks about coping with PTSD Columbus Ledger-Enquirer "When you're going through tough times, find your inner peace, find your balance," Delaney said to members of the NCO Academy at Fort Benning's McGinnis-Wickam Hall. Delaney was on post as part of the NBA Cares program, serving as an ambassa dor. |
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